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Housing Rehab Program

Gaston County has been awarded $175,000 by the North Carolina Housing Finance Agency (NCHFA) under the 2018 cycle of the Essential Single Family Loan Program to assist Gaston County residents. This program provides funds to assist extremely-low, very-low and low-income households in addressing housing conditions that pose imminent threats to their life and/or safety or in providing accessibility modifications and other repairs necessary to prevent displacement. URP funding is overseen by the NCHFA with funds coming from the North Carolina Housing Trust Fund.             

ELIGIBILITY

To be eligible for assistance applicants must meet the following requirements:

  1. Must reside within Gaston County and own and occupy the home in need of repair.   
  2. Must have a household income which does not exceed 80% of the County median income for the household size.   
  3. Must have a special need (e.g., be elderly, handicapped, or disabled) be a veteran, a single parent with a dependent living at home, a large family with 5 household members or a household with a child below six with an elevated blood lead level.
  4. Must have repair needs that cannot be met through other state of federally funded housing assistance programs.

 

2018 Income Limits for Gaston County’s

Essential Single-Family Rehabilitation Loan Pool

Number in Household

30%   of Median (“Extremely        Low Income")

50%   of Median (“Very Low Income”)

80%   of Median (“Low Income”)

1

15,600

25,950

41,550

2

17,800

29,650

47,450

3

20,050

33,350

53,400

4

22,250

37,050

59,300

5

24050

40,050

64,050

6

25,850

43,000

68,800

7

27,600

45,950

73,550

8

29,400

48,950

78,300

*Income limits are subject to change based on annually published HUD HOME Limits

 

APPLICATION INFORMATION       

Applications are available to the public beginning September 3rd, 2018 and must be submitted by September 28th, 2018.  Applications received on or after September 28th, 2018 will be placed on a waiting list for any unused funds. To request an application in Gaston County, call the Department of Health and Human Services contact listed below or download an application.  If you download an application, you will still need to call the DHHS representative to schedule an appointment to complete the application. 

 

Primary DHHS Gaston County Contact                                                                    

Jenny Brown
Economic Support Services Lead Worker
Gaston County Department of Health & Human Services
330 Dr. Martin Luther King Jr. Way, Gastonia, NC  28052
jenny.brown@gastongov.com
Office 704-862-7889 | Fax 704-862-7939

DHHS Gaston County Contact                                                                    

Cynthia Buchanan                                                               
Economic Support Services Administrator                    
Gaston County DHHS
330 Dr. Martin Luther King, Jr. Way                               
Gastonia, NC 28052
Phone: 704-862-7963                                                   

                   (OR)  

ESFR Program Manager

Marc Bolick
Gaston County Building Inspections
P.O. Box 1578
Gastonia, NC 28056
Ph. 704-866-3559
Email: marc.bolick@gastongov.com